Insurance

Flexible, Modern Coverage for Independent Workers

Access™ makes it easy for companies to offer real insurance options to 1099 contractors. Health, dental, vision, and life coverage are delivered through a simple, integrated enrollment experience with no extra administrative work for the company.

Life Insurance That Grows and Stays With the Contractor

Access to term, whole life, and other cash-value coverage options. Policies are portable and stay with the contractor long-term.

Insurance Made for a 1099 Workforce

Traditional benefits systems don’t work for contractors. Access™ connects carriers, enrollment, and billing into one platform, allowing companies to offer meaningful choices while maintaining full visibility. Contractors select plans that fit their lifestyle and financial goals, and coverage can be maintained through automatic payout deductions.

  • Health Insurance: ACA-compliant and private marketplace plans, including HMO and PPO options
  • Dental & Vision: Preventive and restorative coverage with national networks
  • Life Insurance: Whole life, term, and supplemental options
  • Disability & Accident: Added protection for income and unexpected events
  • Property & Casualty: Coverage options that support the needs of independent workers and contractor-driven businesses